Patient Ripple (XRP): A “careful” Analysis of Technology, Adoption and Market Impact

Ripple, introduced in 2012, represents a novel approach to cross-border payments and remittances. Its underlying technology, the Ripple Protocol Consensus Algorithm (RPCA), enables fast, low-cost transactions without the need for intermediaries. Since its launch, Ripple has evolved into a multifaceted ecosystem, encompassing the XRP cryptocurrency, RippleNet, and various applications for financial institutions and individuals.